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The Citi Rewards+℠ Student Card is best for making small purchases and supermarket shopping, while the Deserve® EDU Mastercard for Students is best for. Chase offers one called the Freedom Rise credit card. If approved for this card, you could earn % cash back on every purchase. In addition, cardmembers can. Start with a secured card from your bank or credit union. Don't confuse a secured credit card with a debit card. The latter will do absolutely nothing for your. NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and. Which card is best for building credit? If you're simply new to the world of credit or are trying to expand your credit history, consider applying for a credit.